How many months of health coverage does COBRA provide after employment ends?

COBRA, the Consolidated Omnibus Budget Reconciliation Act, generally allows eligible employees and their dependents to continue health insurance coverage for up to 18 months after employment ends or after certain qualifying events, such as a reduction in work hours. This period can be extended in certain special circumstances, such as disability, but the standard duration for most qualifying events is 18 months.

Understanding the duration provided by COBRA is essential for compliance officers as they navigate the complexities of employee benefits and ensure that former employees are informed of their rights regarding health coverage continuation. This knowledge is crucial for maintaining compliance with federal regulations and supporting workforce well-being.